Mortgage Services

Real estate financing can be a complex process. Our job is to educate you and arrange financing including pre-qualifying and pre-approval loans for residential real estate. We offer an array of fixed and variable loans packages and process all loans from our office to ensure quality and efficient service.


We offer the following loan services:
Debt Consolidation Loans
If you have many credit cards with high interest rates, you can get a loan on your house at today's low rates and use the money to pay off all these credit cards.
Home Improvement Loans
Choose this option if you are planning a major improvement to your existing home and you don't want to refinance because you have a low interest rate or the prepayment penatly is too high. Typically home improvement loans are treated as a second mortgage.
Purchase Loan
If you are buying a home select this option.
Construction
If you are building a home this is the type of loan required. Lenders that specialize in this loan type can lend you the money to build on a property you already own or want to buy.
Commerical
If the primary function of your property is to host a business then the loan would be considered a commerical loan.
Home Equity Line of Credit
A second mortgage that works like a revolving credit line.

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.